20 9 There may be good fortune for a man in adversity, and a windfall may result in a loss. 20 10 There is a gift that profits you nothing, and there is a gift that brings a double return. 20 11 There are losses because of glory, and there are men who have raised their heads from humble circumstances. 20 12 There is a man who buys much for a little, but pays for it seven times over. 20 13 The wise man makes himself beloved through his words, but the courtesies of fools are wasted. 20 14 A fool's gift will profit you nothing, for he has many eyes instead of one. 20 15 He gives little and upbraids much, he opens his mouth like a herald; today he lends and tomorrow he asks it back; such a one is a hateful man. 20 16 A fool will say, "I have no friend, and there is no gratitude for my good deeds; those who eat my bread speak unkindly." 20 17 How many will ridicule him, and how often!