Nevertheless, be patient with a man in humble circumstances,
and do not make him wait for your alms.
Help a poor man for the commandment's sake,
and because of his need do not send him away empty.
Lose your silver for the sake of a brother or a friend,
and do not let it rust under a stone and be lost.
Lay up your treasure according to the commandments of the Most High,
and it will profit you more than gold.
Store up almsgiving in your treasury,
and it will rescue you from all affliction;
more than a mighty shield and more than a heavy spear,
it will fight on your behalf against your enemy.
A good man will be surety for his neighbor,
but a man who has lost his sense of shame will fail him.
Do not forget all the kindness of your surety,
for he has given his life for you.
A sinner will overthrow the prosperity of his surety,
and one who does not feel grateful will abandon his rescuer.
Being surety has ruined many men who were prosperous,
and has shaken them like a wave of the sea;
it has driven men of power into exile,
and they have wandered among foreign nations.
The sinner who has fallen into suretyship
and pursues gain will fall into lawsuits.
Assist your neighbor according to your ability,
but take heed to yourself lest you fall.
The essentials for life are water and bread
and clothing and a house to cover one's nakedness.
Better is the life of a poor man under the shelter of his roof
than sumptuous food in another man's house.
Be content with little or much.
It is a miserable life to go from house to house,
and where you are a stranger you may not open your mouth;
you will play the host and provide drink without being thanked,
and besides this you will hear bitter words:
"Come here, stranger, prepare the table,
and if you have anything at hand, let me have it to eat."
"Give place, stranger, to an honored person;
my brother has come to stay with me;
I need my house."
These things are hard to bear for a man who has feeling:
scolding about lodging and the reproach of the moneylender.
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